What you need to know about smoke and carbon monoxide detectors.
Because the consequences of a home fire or carbon monoxide poisoning can be so devastating, most states have laws requiring smoke detectors and carbon monoxide detectors in residential homes. And even though they’re not required by law, there are also fuel gas leak...
A tip for contractors: The importance of contracts and risk transfer.
When there’s a new project ahead of them, contractors can forget the importance of the words in front of them. Contracts are where every construction project starts. They’re essential in establishing project scopes, timelines, and teams. And perhaps most importantly,...
Attention, twenty-somethings: Here’s why you need life insurance now.
If you’re a healthy young American in your 20s, buying life insurance may be the furthest thing from your mind. However, getting a life insurance policy now is actually a very smart financial move. Here are four reasons why you need life insurance. 1. Youth and good...
What is equipment breakdown coverage for homeowners?
Businesses get equipment breakdown coverage so they can get back to work ASAP if a key piece of machinery or electronics breaks down. But what about the equipment in your home that’s essential to daily living? Heating and cooling systems, refrigerators, water heaters,...
Hurricane preparedness for business: Steps you can take now and later.
It’s Atlantic hurricane season, which means if you haven’t disaster-proofed your business yet, there’s no time to lose. “Gone with the Wind” is a great movie title, but not something you want to happen to your business. Follow these hurricane preparedness tips to...
Risk management for businesses: How loss control experts can help.
Risk management for businesses is critical. Even though we usually think of our business insurance as coming to the rescue after a loss, the best way to cut your losses is to prevent them from ever happening. For busy entrepreneurs, however, risk management can get...
Business Insurance 101: 5 things you need to know now.
As your neighbors in the Northeast, we’re not just near you, we know you. We understand your business insurance needs better than almost anyone else because we built our business here, too. So, whether you’re just starting out or looking for a new insurance company to...
2021 Agency of the Year and Diamond Achiever Named.
Patriot Insurance Company, a subsidiary of Frankenmuth Insurance is pleased to announce Cross Insurance of Bangor, Maine has earned the Agency of the Year Award for 2021. The award is presented annually to one agency with overall top performance in profitability,...